Simon Hunter Loans: Products

Simon Hunter Loans offers two loan types: Standard Loans which range from £30.00 - £200.00, and Premium Loans which have a more stringent set of eligibility criteria and range from £250.00 - £500.00.

Standard Loans

Standard Loans are available to customers that:
• Are over the age of 18 years
• Live within the West Yorkshire area
• Have an active telephone phone number & a UK bank account
• Have been resident in the UK for more than 1 year

All customers are required to complete an application form and provide their national insurance number, as well as a minimum of two forms of identification (one photographic ID & one utility bill). A credit check may be carried out, and Simon Hunter Loans reserves the right to refuse loans at their discretion without explanation.

Simon Hunter Loans offers two Standard Loan Types depending on whether you would like to repay your loan on a weekly/fortnightly or monthly basis.

Standard Loan Type 1). 20 Weekly/10 Fortnightly Repayments

The first type of Standard Loan we offer is based on customer's paying their loans off over 20 weeks (or 10 fortnights). The minimum loan amount is £30.00 and the maximum is £200.00. All new customer's will initially have a credit limit of £30.00 - £80.00, but this may be increased to a maximum of £200.00, the longer you are a customer of Simon Hunter Loans. Interest is charged at a flat, fixed rate of 40% (104.29% per Annum). Customer's are required to pay their loan off at equal repayments over 20 weeks or 10 fortnights.

Representative Example:
£80.00 Loan Repayable Over 20 Weeks
20 Weekly Repayments of £5.60 Per Week
Rate of Interest: 40% (Flat, Fixed) / 104.29% per Annum (Fixed)
Total Cost of Credit: £32.00
Total Amount Repayable: £112.00
Representative 481.4%APR

Standard Loan Type 2). 16 Weekly/8 Fortnightly Repayments

The second type of Standard Loan we offer is based on customer's paying their loans off over 16 weeks (or 8 fortnights). The minimum loan amount is £30.00 and the maximum is £200.00. All new customer's will initially have a credit limit of £30.00 - £80.00, but this may be increased to a maximum of £200.00, the longer you are a customer of Simon Hunter Loans. Interest is charged at a flat, fixed rate of 40% (130.36% per Annum). Customer's are required to pay their loan off at equal repayments over 16 weeks or 8 fortnights.

Representative Example:
£80.00 Loan Repayable Over 16 Weeks
16 Weekly Repayments of £7.00 Per Week
Rate of Interest: 40% (Flat, Fixed) / 130.36% per Annum (Fixed)
Total Cost of Credit: £32.00
Total Amount Repayable: £112.00
Representative 777.0%APR

Standard Loan Type 3). Monthly Repayments

The third type of Standard Loan we offer is based on customer's paying their loans off over 4 Months. The minimum loan amount is £30.00 and the maximum is £200.00. All new customer's will initially have a credit limit of £30.00 - £80.00, but this may be increased to a maximum of £200.00, the longer you are a customer of Simon Hunter Loans. Interest is charged at a flat, fixed rate of 40% (120% per Annum). Customer's are required to pay their loan off at equal repayments over 4 months.

Representative Example:
£80.00 Loan Repayable Over 4 Months
4 Monthly Repayments of £28.00 Per Month
Rate of Interest: 40% (Flat, Fixed) / 120% per Annum (Fixed)
Total Cost of Credit: £32.00
Total Amount Repayable: £112.00
Representative 432.9%APR

Premium Loans

Premium Loans are available to customers that:

• Are over the age of 25 years
• Live within the West Yorkshire area
• Have been resident in the UK for at least 1 year
• Have a good credit history
• Have an active mobile phone number and a UK bank account
• Are in full or part time employment & earning a minimum of £1000 per month (or retired)

All customers are required to complete an application form and provide their national insurance number, as well as a minimum of two forms of identification (one photographic ID & one utility bill) and proof of income. A credit check may be carried out, and Simon Hunter Loans reserves the right to refuse loans at their discretion without explanation.

Simon Hunter Loans offers two Premium Loan Types depending on whether you would like to repay your loan on a weekly/fortnightly or monthly basis.

Premium Loan Type 1). Weekly/Fortnightly Repayments

The first type of Premium Loan we offer is based on customer's paying their loans off over 20 weeks (or 10 fortnights). The minimum loan amount is £250.00 and the maximum is £500.00. All new customer's will initially have a credit limit of £250.00, but this may be increased to a maximum of £500.00, the longer you are a customer of Simon Hunter Loans. Interest is charged at a flat, fixed rate of 40% (104.29% per Annum). Customer's are required to pay their loan off at equal repayments over 20 weeks or 10 fortnights.

Representative Example:
£250.00 Loan Repayable Over 20 Weeks
20 Weekly Repayments of £17.50 Per Week
Rate of Interest: 40% (Flat, Fixed) / 104.29% per Annum (Fixed)
Total Cost of Credit: £100.00
Total Amount Repayable: £350.00
Representative 481.4%APR

Premium Loan Type 2). Monthly Repayments

The second type of Premium Loan we offer is based on customer's paying their loans off over 4 Months. The minimum loan amount is £250.00 and the maximum is £500.00. All new customer's will initially have a credit limit of £250.00, but this may be increased to a maximum of £500.00, the longer you are a customer of Simon Hunter Loans. Interest is charged at a flat, fixed rate of 40% (120% per Annum). Customer's are required to pay their loan off at equal repayments over 4 months.

Representative Example:
£250.00 Loan Repayable Over 4 Months
4 Monthly Repayments of £87.50 Per Month
Rate of Interest: 40% (Flat, Fixed) / 120% per Annum (Fixed)
Total Cost of Credit: £100.00
Total Amount Repayable: £350.00
Representative 432.9%APR

For more information, visit our how it works and faq's pages, or contact us by email or phone.

Simon Hunter Loans are available in Leeds, Bradford and the surrounding areas of West Yorkshire Area. To check the availability of our cash loan service in your area, contact us by email or phone.

Member of the Consumer Credit Association Simon Hunter Loans is a member of the Consumer Credit Association (CCA) and fully compliant with their Code of Conduct.

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Simon Hunter Loans: Products